Certification
The PCI DSS (Payment Card Industry Data Security Standard) certifications refer to the formal recognition granted to organizations that demonstrate compliance with the security requirements specified by the PCI Security Standards Council (PCI SSC). These certifications are crucial for businesses that handle payment card data, as they serve as evidence of their commitment to maintaining a secure environment to protect cardholder information and prevent data breaches.
Here's an overview of the different PCI DSS certifications:
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PCI DSS Compliance Certificate: This certification is awarded to organizations that have successfully completed the PCI DSS compliance assessment. The assessment may involve either completing a Self-Assessment Questionnaire (SAQ) or undergoing a Report on Compliance (ROC) performed by a Qualified Security Assessor (QSA).
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Qualified Security Assessor (QSA): QSAs are individuals or organizations that have been certified by the PCI SSC to perform ROC assessments for larger organizations or those with more complex cardholder data environments. The QSA evaluates the organization's compliance with the PCI DSS and issues a formal Report on Compliance.
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Approved Scanning Vendor (ASV): An ASV is a vendor approved by the PCI SSC to conduct external vulnerability scans of an organization's external-facing systems. Organizations processing a significant number of online transactions must undergo regular vulnerability scans by an ASV to identify potential security weaknesses.
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Payment Application Data Security Standard (PA-DSS): The PA-DSS is a separate certification designed for software vendors that develop payment applications. PA-DSS certification ensures that the software applications used by merchants and service providers comply with the PCI DSS requirements to prevent security vulnerabilities.
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Point-to-Point Encryption (P2PE): P2PE is a certification program for payment solutions that offer end-to-end encryption of cardholder data, starting from the point of capture to the point of decryption. P2PE solutions help reduce the scope of PCI DSS compliance for organizations by protecting sensitive data in transit.
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PIN Transaction Security (PTS): PTS certification is for secure hardware devices, such as point-of-sale (POS) terminals and PIN pads, used for processing PIN-based transactions. PTS-certified devices meet rigorous security standards to protect PIN data during the transaction process.